Coming from the point of view of a sports
team, business insurance can be quite risky. This might sound like a strange
sentiment, but after looking at what these sports stars have insured (and for
how much) you’ll be sure to see things differently.
Let’s take a look at what parts of their
body these various sports stars have insured for huge sums.
Not surprisingly, topping the list we have
current Real Madrid striker Cristiano Ronaldo.
He decided to insure his most profitable
assets, his legs of course, for a cool $144 million. I guess when you earned
$42 million between May 2011 and May 2012 (according to Forbes), you can afford
those kinds of insurance premiums. And with a career like the one Ronaldo is
having, I would also make certain my means of such an income were protected.
Next up we have an ex-Real Madrid and
current LA Galaxy footballer, David Beckham.
In this case, David started off in 2000 by
insuring his legs for $35 million each ($70 million in total). But as time went
on he felt they were worth more, and proceeded to double that amount in 2006.
So that means those legs are worth a giant $140 million. Fortunately his salary
of $46 million, that Forbes says he earned in 2012, is more than enough to cover
those premiums.
Moving on to motorsport we come across
Ferrari’s Formula One driver Cristiano Ronaldo.
One of the more interesting things to be
insured, Alonso had a policy of $13.8 million taken out for his thumbs. Now
this specific insurance policy was taken out by his main sponsor, Santander.
Whether this was for the sake of publicity or not, he wouldn’t be able to
continue in F1 without them.
This next individual is recognisable from
far away as a result of his insured asset.
Troy Polamalu is a defender for the
Pittsburgh Steelers, and his mane of hair was insured by the hair-care brand
Head & Shoulders® for $1 million. They took out the insurance policy with
Lloyd’s of London to protect their spokesperson’s massive head of hair
throughout the NFL season. With distinctive looks like that, it’s easy to see
why Head & Shoulders® would want
them protected.
While Australian cricket player Merve Hughes
also had hair insured, it wasn’t on his head.
The big-hearted Australian fast bowler
played for his country from 1985-1994. During that period he became known not
only for his aggressive bowling, but also for his large moustache. At one point
it was described by Cricinfo as being “of incredible proportions”. This led
Hughes to insure his trademark moustache to effect of $317,000. His moustache
stayed with him throughout his bowling career for Australia, and he still has
it as a selector for the Wallabies.
So, if you feel you have something about
you that’s worth insuring you could always have a word with your employer and
see if they can add your asset to their business insurance policy. Alternatively,
you could always see if there are any sponsors out there who share your passion
for insuring a part of yourself.
By Ireyan Weber @ TrafficFundi | http://trafficfundi.com/
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